Terms od Service

Last Updated: 15th July 2024

Welcome to Dividend Compass! These Terms and Conditions ("Terms") govern your use of our website and software-as-a-service (SaaS) platform ("Service"). By accessing or using Dividend Compass, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

1. Acceptance of Terms

By using Dividend Compass, you confirm that you are at least 18 years of age and legally capable of entering into binding contracts. If you are using Dividend Compass on behalf of an organization, you represent and warrant that you have the authority to bind the organization to these Terms.

2. Description of Service

Dividend Compass provides an investment research tool designed to assist users in analyzing and tracking dividend-paying stocks. Our Service includes data analysis, insights, and other investment-related features.

3. Registration and Account Security

To access certain features of the Service, you may need to create an account. You agree to provide accurate and complete information when creating your account and to keep this information up-to-date.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

4. Subscription and Payment

Dividend Compass offers subscription plans with various features and pricing. By subscribing to our Service, you agree to pay the applicable subscription fees.

Subscription fees are billed in advance on a recurring basis. You authorize Dividend Compass to charge your chosen payment method for the subscription fees.

You may cancel your subscription at any time, but no refunds will be provided for any unused portion of the subscription period.

5. Use of the Service

You agree to use Dividend Compass for lawful purposes only. You are prohibited from using the Service to engage in any activity that violates any applicable laws or regulations.

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without our express written permission.

You are responsible for your use of the Service and any content you submit, post, or display through the Service.

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of Dividend Compass or its licensors and are protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, and revocable license to use the Service for your personal or internal business purposes.

7. Data and Privacy

We respect your privacy and are committed to protecting your personal data. Our use of your personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Service, you consent to the collection, use, and disclosure of your personal data as described in our Privacy Policy.

8. Disclaimer of Warranties

The Service is provided on an "as-is" and "as-available" basis. Dividend Compass makes no representations or warranties of any kind, express or implied, regarding the Service, including but not limited to the accuracy, reliability, or availability of the Service.

Dividend Compass does not guarantee that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by law, Dividend Compass and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Service.

Our total liability to you for any claims arising from or related to the Service shall not exceed the amount paid by you, if any, for accessing the Service.

10. Indemnification

You agree to indemnify, defend, and hold harmless Dividend Compass and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of the Service or violation of these Terms.

11. Modifications to the Service and Terms

Dividend Compass reserves the right to modify or discontinue the Service at any time without notice.

We may update these Terms from time to time. Any changes will be effective immediately upon posting the updated Terms on our website. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at: support@dividendcompass.com

By using Dividend Compass, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.